Limited Company Buy to Let
Details
A Limited Company Buy-to-Let (Ltd Co BTL) is where a rental property is purchased and held within a UK limited company, rather than in an individual’s personal name. The most common drivers are:
- Tax efficiency
- Mortgage interest is treated as a business expense
- No restriction under Section 24 (unlike personal ownership)
- Portfolio growth
- Profits retained within the company for reinvestment
- Estate planning
- Shares can be passed to beneficiaries
- Professional approach
- Often preferred by experienced or growth-focused landlords